Welcome to HSAs of FLA!

We at HSAs of FLA are committed to helping you maximize your health care dollars.  This site will help you understand the advantages of high deductible health insurance plans that allow for HSA funding.  The HSA link will explain in more detail the powerful benefits of this exciting, new option in health insurance. 

Health savings accounts established by individuals to pay for medical expenses. They must be coupled with a qualifying high-deductible health plan. People can fund the account up to their maximum deductible or $2,850 for individuals or $5,650 for families. HSA contributions are tax-deductible and tax-free when spent on medical expenses. Employers and employees can contribute to the accounts, but they are owned by employees who can take the accounts with them if they change employers.

Consumer-driven health care combines high-deductible health insurance plans with tax-free health savings accounts, or HSAs. This movement is fueled by the idea that giving people more control of their health care will drive down costs and improve the quality of care.

High-deductible health plans can cost up to half of what a traditional comprehensive health plan costs. This concept appeals to many employers who have seen their premiums increase at twice the rate of inflation for years. When people who pay 100 percent of their health insurance costs compare an HSA plan with a traditional PPO plan, they realize that their maximum out-of-pocket costs can be thousands less with the HSA plan.